Attention homeowners in Bandera and Bandera County: Need an appraisal?

See the top reasons TX homeowners need Anthony C. Pearson LLC:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Bandera county's assessment of your property
  3. To reduce your mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a TX divorce, where real estate needs to be divided
  7. Determine the true market value of real estate in question to settle an estate in TX

Do you own a house in or near Bandera? Do you need help deciding the value of your real estate?
Contact Anthony C. Pearson LLC.

We at Anthony C. Pearson LLC understand the unique needs of a homeowner in need of appraisal services. Our usual business clients get the appraisal process and the standard documents we provide. Being a regular person not in the real estate business that ordinarily doesn't see an appraisal on a regular basis,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Anthony C. Pearson LLC, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value estimation than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. Anthony C. Pearson LLC is experts in helping folks just like you get rid of undesirable PMI insurance.

Challenging Bandera county's assessment of your property

Your local tax assessor may have your house overvalued if you live in a region that's declining. This means you are probably paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Anthony C. Pearson LLC is your best weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can this be inopportune from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Anthony C. Pearson LLC can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Anthony C. Pearson LLC can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had done before. Even though this is usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home.